- Roz is in a difficult financial situation, struggling to pay for her rent and baby clothes. KACL's ratings are suffering as a result of the new format, but the management still will not change it.
- Frasier (Kelsey Grammer) gallantly loans a cash-strapped Roz (Peri Gilpin) $1,500 to cover essentials for her baby, but when he discovers that she is indulging herself in luxuries, he borrows trouble of his own when he confronts her. On the job-hunt front, both Frasier and Roz are encouraged when it is rumored that their former radio station employers want to revamp their format and re-hire them.
- Roz is in a difficult financial situation, struggling to pay for her rent and baby clothes. KACL's ratings are suffering as a result of the new format, but the management still will not change it. Frasier does not expect this to last, and offers to lend Roz $1500 to help her along in the meantime. He is surprised afterwards to see that she seems to be spending rather extravagantly: spa treatment, expensive lunches, perfume. He wonders if he should talk to her about this, but Martin and Niles firmly advise him not to get involved, especially since he specifically said to Roz that the money was hers to use as she pleased. Niles is also suffering from reduced spending power, and when he discovers that Martin has not used a spa gift certificate that Niles gave him as a birthday present, he begs his father to use it now for the two of them. Martin is eventually persuaded to use the certificate, but the experience is not as relaxing as it should be for either of them. Fortunately, it is not long before KACL re-considers and gives Frasier and his colleagues their jobs back, although Frasier is still troubled.
- While in between jobs, new-mother Roz finds herself in financial trouble and Frasier allows her a loan of fifteen hundred dollars. But Frasier soon begins to suspect that her spending of the money is somewhat irresponsible and decides to confront Roz about it. Meanwhile, KACL dumps their all-Salsa format and rehires the old team.—Anonymous
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