This is what happens when a film's key theme is to illustrate the hardship middle class majority families endure due to the existence of non profit civil liberty advocacy groups. /s
it's unbearable if you go in thinking it's a corny christmas movie to enjoy with the family. however, if you watch this w/ a group of semi-informed reasonable adult humans, it can be pretty entertaining, kind of like how The Room is now an enjoyable experience for most viewers.